01 - Place shredded coconut in a dry skillet over medium heat. Stir frequently for 3 to 5 minutes until lightly golden and fragrant. Remove from heat and allow to cool.
02 - Core apples and cut into 1/4-inch thick rings. Arrange the rings on a tray lined with parchment paper.
03 - If using caramel candies, place them with 1 tablespoon of water in a microwave-safe bowl. Microwave in 20-second intervals, stirring until smooth. If using caramel dip, warm gently if needed for easier spreading.
04 - With a small spoon or offset spatula, spread a thin layer of caramel over each apple slice.
05 - Generously sprinkle toasted coconut over caramel on each slice, pressing lightly to adhere.
06 - Combine chocolate chips and coconut oil (if using) in a microwave-safe bowl. Microwave in 20-second intervals, stirring until smooth.
07 - Drizzle melted chocolate over the coconut-topped apple slices using a fork or piping bag.
08 - Sprinkle with a pinch of flaky sea salt if desired. Allow chocolate and caramel to set for five minutes before serving.